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Charles Muema
Fire Insurance
Email Charles Muema
Mob: +254 (722) 675 953
Mob: +254 (734) 020 000
Mob: +254 (724) 026 000
Tel: +254 (020) 2783338
Fax +254 (020) 2783338
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Fire Insurance

Fire and Special Perils

Serian Insurance arranges appropriate fire insurance for business and domestic risks. Fire causes massive loss / damage to buildings plant / machinery stocks and contents. There is also loss resulting from interruption to the business following fire damage.

This provides indemnity for loss of or damage by fire, lightning, bush fire, earthquake, fire and shock, explosion, aircraft, riots, strikes, malicious damage, subterranean fire, storm, tempest, flood, and overflowing of water pipes and tanks and impact damage by vehicles.

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Domestic Package

Loss of or damage to private houses and the contents therein arising out of fire, lightning, burglary and other perils as specified in the policy including riot and strike and malicious damage.

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Industrial all Risks Combined

Physical loss of or damage to property insured and loss of gross profit arising from any cause not excluded by the policy. Loss of profits following business interruption by perils covered under property damage section.

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Consequential Loss - Fire & Perils

Loss of profits following business interruption by fire, lightning, bush fire, earthquake fire and shock, explosion, storm, tempest, flood, overflowing and/or bursting of water pipes and tanks, aircraft, impact, third party vehicles riot, strikes and civil commotion, malicious damage and spontaneous combustion and subterranean fire.

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Stock Floater

Physical loss or damage to stock in trade and any other goods incidental to the business the property of the insured or held in trust or on commission whilst contained or in the open in any premises used, owned, rented, let or leased by the insured anywhere in East Africa and/or whilst in transit by road, rail, air, parcel post, inland waterway by insured’s own or hired vehicles and/or transporter’s own or hired vehicles anywhere in East Africa.

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Consequential Loss - Book Debt

Indemnity against financial loss arising as a result of destruction or damage to records occasioned by fire and associated perils.

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Terrorism & Sabotage Insurance

Indemnity against physical loss or damage including business interruption arising thereof as a result of the use of violence against persons or property to further political objectives.

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